Don’t worry, you get more than one shot

13. June 2023 0
Property insurance – Proof of loss – Mandatory appraisal – Bad faith – Statutory provisions – Practice – Appeals – Summary judgments – Duties and liabilities of insured Truscott v. Co-Operators General Insurance Co., [2023] O.J. No. 1709, 2023 ONCA 267, Ontario Court of Appeal, April 19, 2023, E.E. Gillese, M.H. Tulloch and L.B. Roberts ...

Family of victim of accidental military activity recovers from insurers

13. December 2022 0
Insurance law – Accident and sickness insurance – Death benefits – Exclusions – Interpretation of policy – Practice – Summary judgments Arbabbahrami Estate V. MSH International (Canada) Ltd., [2022] O.J. No. 4535, 2022 ONSC 5723, Ontario Superior Court of Justice, October 11, 2022, R. Centa J. The Court held that the deceased insured’s estate was ...

It’s too soon!

13. December 2022 0
Insurance law – Property insurance – Duty to defend – Exclusions – Extrinsic evidence – Practice – Appeals AIG Insurance Co. of Canada v. Lloyd’s Underwriters, [2022] O.J. No. 4509, 2022 ONCA 699, Ontario Court of Appeal, October 14, 2022, E.E. Gillese, G. Huscroft and L. Sossin JJ.A. The Ontario Court of Appeal upheld the ...

A duty from mere possibilities

12. July 2022 0
Insurance law – Liability insurance – Strata corporations – Wrap up policies – Property damage – Exclusions – Deductible – Additional named insured – Duty to defend – Practice – Appeals GFL Infrastructure Group Inc. v. Temple Insurance Company, [2022] O.J. No. 2312, 2022 ONCA 390, Ontario Court of Appeal, May 16, 2022, J.C. MacPherson, ...

It’s a scorcher!

12. July 2022 0
Insurance law – Homeowner’s insurance – Water damage – Exclusions – Interpretation of policy – Practice – Summary judgments Gill v. Wawanesa Mutual Insurance Co., [2022] B.C.J. No. 1048, 2022 BCSC 981, British Columbia Supreme Court, June 10, 2022, C.J. Giaschi J. The insured sought coverage from his insurer pursuant to the sewer back-up endorsement ...

Clearing up the pollution of the duty to defend analysis

22. February 2022 0
Insurance law – Property insurance – Exclusions – Pollution – Duty to defend – Practice – Breach of contract vs. negligence – Leave to appeal Hemlow Estate v. Co-Operators General Insurance Co., [2021] O.J. No. 7078, 2021 ONCA 908, Ontario Court of Appeal, December 20, 2021, J.C. MacPherson, J.M. Simmons and I.V.B. Nordheimer JJ.A. The ...

Criminal activity was not material to life insurance risk

14. September 2021 0
Insurance law – Life insurance – Criminal offences – Misrepresentation in obtaining insurance – Material change in risk – Damages – Costs in lieu of punitive damages Watson Estate v RBC Life Insurance Co of Canada, [2021] O.J. No. 4127, 2021 ONSC 5305, Ontario Superior Court of Justice, July 30, 2021, R.J. Mandhane J. The ...

Beware of the foul ball

09. February 2021 0
The claim of a spectator, who was struck on the head by a foul ball from an adjacent baseball diamond, was dismissed. Insurance law – Liability insurance – Occupiers liability – Statutory provisions – Definitions – Duty to notify – Risk – Practice – Summary judgments Rivers v. North Vancouver (District), [2020] B.C.J. No. 1131, ...

The written word carries the day

09. February 2021 0
The insurer was precluded from bringing a claim for contribution and indemnity from its insured due to the waiver of subrogation in the policy, even though the insured was not covered by the policy. Insurance law – Liability insurance – Wrap up policies – Additional named insured – Exclusions – Subrogation – Practice – Summary ...